Reason's It's a Great time to Buy a Home If you read the newspaper and watch the television broadcasts, you are informed by all the reporting that our housing market across the nation is experiencing a major slump! Ironically, with all the negative reports, there is no time but the present to purchase a home! Here are some reasons to consider, Real Financing is Available The days of zero-down, no-doc, sub-prime, adjustable rate loans are gone! Fixed rate, FHA, First Time home buyer programs and financing for Officers and Teachers are back. Selection There is an abundance of homes to choose from, regardless of area, price range and your wants and needs. Today, a buyer is not forced to make compromises because inventory is low. You, the buyer have so many options available. Location Today's buyer can find homes, condos, townhomes in the area of their choice. Whether your desire is to be near specific schools, parks, shopping, religious centers, transportation, or just close to work, you can find a reasonably priced home. You Can Make An Offer We are no longer at the time when you submitted an offer to a seller and the question was how high above the list price you should be, in hopes of being the best offer to obtain the home. This does not hold true in today's market! There Are No Bidding Wars It is unlikely today, if an offer is submitted to purchase a home, there are multiple offers on that same property. You do not have to be creative using an escalation clause to outbid other offers by thousands of dollars just to obtain the home. There is no competitive bidding for a home.